MBSi and VINchex Launch Automated Lien Verification Solution to Address Wrongful Repossessions

Data Integration with VINchex Detects Lien Loss Before Repossession, Protecting Lenders

PRESS RELEASE

Medford, MA, February 3, 2026 – MBSi, the leading software provider to the auto finance industry, and VINchex, a proprietary lien verification solution provider, announced full market availability of VINchex’s industry-leading lien verification solution. Powered by MBSi’s platform, VINchex’s solution is now market-tested with early adopters and has proven to be effective at reducing inadvertent repossessions related to undetected lien loss.

VINchex’s proprietary lien verification solution was designed, prototyped, and developed by professional skip tracers. VINchex generates a current, accurate view of the vehicle’s lien status which ties directly into the repossession eligibility. MBSi and VINchex have delivered robust real-time data integration to ensure all customers have access to accurate lien data, independent of MBSi’s RecoveryConnect case management platform.

“Our partnership combining VINchex’s solution with our software infrastructure creates the broadest possibility of adoption for existing MBSi customers as well as all other industry buyers,” said Ray Peloso, President, MBSi. “We set out to provide a solution that can work holistically across the entire industry. Working collaboratively with VINchex as well as our existing test customers has resulted in a truly different solution to be brought to market.”

“We’re excited to partner with MBSi to bring VINchex’s lien verification to market,” said John Houston, Founder and CEO at VINchex. “Our solution is unique in that we validate lienholder data across multiple, independent data sources, delivering broader coverage, greater transparency, and meaningful efficiency. By coupling VINchex with MBSi’s platform, any customer can gain seamless access to reliable data exactly where recovery decisions are made.”

About VINchex

VINchex provides reliable VIN verification data services specifically designed for lending institutions. With over a decade of experience in auto finance services, VINchex is the go-to solution to support lender decision-making. VINchex offers unmatched accuracy backed by comprehensive data sources and validation algorithms, along with enterprise-grade security and a focus on compliance with industry standards and regulations – all within a 24-hour turnaround. Learn more at VINchex.com.

About MBSi

MBSi is a leading Software as a Service (SaaS) provider in the auto finance industry, facilitating real-time synchronization between lenders, forwarders, and recovery agencies. Our flagship product, RecoveryConnect, enables seamless assignment management between lenders and recovery agencies. MBSi is committed to developing technology solutions that increase efficiency, security, and compliance, helping our clients streamline operations and minimize risk.

At MBSi, we blend industry expertise with cutting-edge technology to drive innovation and results.

For more information, please visit www.mbsicorp.com.

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