ARMS (American Recovery Management Solutions) is a not-for-profit corporation formed by the American Recovery Association (ARA). It came into being because many of the large forwarding companies (auctions) have driven the price of repossessions down to a point of non-viability. To stay in business many repossession companies have had to hire unqualified employees and adopt shoddy or even unethical, dangerous and unlawful business practices. (Look at all the headlines today featuring repossessions gone bad to see examples of this)
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