When is it Okay to Shoot a Repo Man?

The short answer; NEVER!!!

EDITORIAL

One of the most popular search terms that people use that leads them to this site is a 2021 story of a woman who called police asking “Is It Okay to Shoot a Repo Man?” It’s continued search engine popularity leads me to assume that is crossing the minds of some casual readers who are not members of the repossession industry. Well, since I have your attention, I will not only answer that question, but will give you many good reasons why it is never okay to shoot a repossession agent!

For everyone in the repossession industry reading this, feel free to move on to something else. This isn’t meant for you. I know you get it. This article is written for the uninformed general public who may be even remotely considering making such a stupid move.

It’s Just a Car

I know people rely on their cars for work and daily tasks, but is it really worth taking a life over? Wrongful repossessions occur but are rare. In most situations, as a borrower, you know you’re behind on payments. That’s on you, the borrower, and not the fault of the repossession agent.

It’s not as if shooting someone is going to change the delinquent status of your loan. Any type of violence against a repossession agent will almost always land you in jail. Furthermore, lenders strongly disapprove of violent incidents that occur during a repossession. If they discover that one has occurred, they usually won’t let you reinstate the loan to get it back and they usually demand that you pay it off to get it back.

Don’t Throw Your Life Away

Let’s suppose you do shoot a repossessor. Say goodbye to everyone and everything you love. YOU WILL GO TO JAIL! It’s been a really long time since anyone got away with it, but just so that you understand the consequences of killing a person, I’ll share with you an old story of the last man that I know did.

Back in Houston in 1994, Jerry Casey Jr. took a hunting rifle and murdered a repossessor and father of four, Tommy Deen Morris. The County District Attorney refused to file charges against Casey and quoted a 19^th century Texas Castle Defense law allowing such actions as his reason.

While Casey never faced charges for killing Deen, his conscious got the better of him. Unable to live with the guilt of his actions, Casey committed suicide eight months later. Killing a man is easy. Living with it is a whole different matter.

Then there’s the father and son duo of William “Roy” Kohler, Jr. and his son William III. Back in 2015, they murdered 39-year-old repo agent Jeff Lowe. After 4 years in jail waiting for trial, both pleaded guilty. The father was sentenced a mere 7-10 years and the son, 25 years. All over a stupid car.

I won’t bore you with a century full of examples of people who threw their lives away over a car. If you want to read more, just search the word murder, or convicted on this website. It’ll provide you with hundreds of examples of people who destroyed the lives of themselves and others over a stupid car.

There is No Reasonable Excuse!

I don’t care how much you love your car. I do not care how much you believe the lender was wrong. And don’t even pretend that you thought it was a car thief. That story rarely held water a century ago and never does today.

It is a car. A vehicle for transportation. Not a child or a loved one being kidnapped. There is no reasonable justification for violence against the person whose only role in your financial problems is repossessing it for the lender. They did nothing to you.

Even in this era of overly lenient courts, you will not find a court of law that will let you get away with shooting a Repo Man. The consequences of doing so will put you behind bars. Say goodbye to your freedom for many years.

So, to answer the question; “When is it Okay to Shoot a Repo Man?”, the answer is simple; NEVER!

Don’t throw your life away. It’s just a stupid car.