“Take Me to Jail” – Recovery Agent Defies Deputies

Oklahoma Repo Agent Chooses Jail Over Releasing Vehicle in ‘Contract Supersedes Title’ Standoff

Comanche County, OK – January 5, 2026 – Contract supersedes title is an often-quoted legal theory. One Oklahoma agency owner allowed himself to be arrested over it with a repossessed vehicle recovered for Credit Acceptance Corp.

The whole mess began on December 27^th of 2025 when Comanche County Sheriff’s deputies were contacted about a stolen 2013 Dodge Durango. According to a representative from Twister Auto Sales, the Dodge was a vehicle that they rent out and upon research, officers found that the dealership was listed as the registered owner and there was no lienholder on title.

Deputies discovered that the Dodge was actually repossessed by A&S Recovery, where they quickly located the vehicle. Agency owner Albert Ortega Velazquez, 54, of Lawton, was contacted by authorities and quickly met officers at his lot accompanied by his wife.

Velazquez gladly produced a paper with information on the owner, who showed as a different individual and showed that it had a lien against the vehicle by Credit Acceptance Corp.

But there was no order of replevin provided (court order of repossession) the officer’s affidavit states. They determined that Twister Auto Sales was the registered owner and there was no lien listed on the vehicle.

Deputies told Velazquez that the “ordeal” could be remedied by releasing the Dodge to the Twister Auto Sales. Velasquez refused.

He was then told that he would be arrested for a stolen motor vehicle, to which, according to the affidavit, he allegedly responded: “This is a civil matter and you’re going to supersede your badge & you’re going to supersede your qualified immunity, so keep playing the game and that’s okay, I can play the game very well,”

When finally told that he either release the vehicle or he would be arrested, investigators report that Valazquez said “take me to jail,” and he was then taken into custody. Regardless, his wife opened the gate to allow the deputies to take possession of the Dodge to return to the used car dealer.

Velazquez made his initial appearance in Comanche County District Court on December 30th where he received the misdemeanor charge of obstruction, records indicate. He has since pleaded not guilty and was released on $5,000 bond. He returns to court on March 18^th according to records.

Unfortunately, Velasquez has another court date before then on January 21^st over a different matter. According to press, Velasquez had been charged with a misdemeanor charge of pointing a weapon at another individual which he already made his first appearance for in September. It is not stated that it was repossession related.

Source: The Lawton Constitution

“Take Me to Jail” – Recovery Agent Defies Deputies – “Take Me to Jail” – Recovery Agent Defies Deputies – “Take Me to Jail” – Recovery Agent Defies Deputies

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