PA Man Charged For Racial Slur on Repo Man

York County, PA – August 6, 2025 – A repo attempt went poorly last week. The agent was punched, threatened to be shot and chased off the property. But the police didn’t seem to be too bothered by those things. It was his alleged use of a racial slur that he was charged for.

The incident started on Thursday July 24^th when Julian McDougald, who works for C&S Recovery attempted to repossess a 2017 Honda Civic from the borrower, Melissa Minnich. Emerging from the residence, Minnich approached him and he advised her that her car was being repossessed because it was three payments behind.

Minnich then reportedly went back into the house and alerted Christopher Michael Houseman, 35. According to the complaint, Houseman began “yelling at” McDougald, the repo man, telling him to “get the (expletive deleted) off my property. This is private property.”

He also reportedly told McDougald that he had guns in the house and said, “I’ll shoot you.”

“As Houseman continued shouting,” York County Regional Police Officer Sean Patrick Sullivan wrote in the complaint, that “he called Julian (racial slur) two times.”

When McDougald got into his tow truck, Houseman reached into the truck and tried to take the keys, Sullivan wrote. He reportedly then punched McDougald’s left shoulder, according to the complaint.

Followed by Houseman all the way to the end of the property, McDougald left the scene and called 911.

Police later released Houseman and told him that he would be charged with misdemeanor offense of terroristic threats with intention to terrorize another person, ethnic intimidation and harassment – subject other to physical contact.

Source: YDR.com